Europe Weighs Tokenized SEPA as Payments Modernization Push Deepens

Editorial image of a digital token on a secure ledger with euro symbols and policymakers in the background

Deputy Governor Chiara Scotti has urged European policymakers to assess a tokenized version of SEPA, framing it as a way to accelerate euro payments, strengthen financial autonomy and support the next phase of tokenized finance. The proposal positions tokenized payments as programmable infrastructure, not simply a faster version of existing bank transfers.